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• Target of redirect: List of United States commuter rail systems by ridership
• Reason: Alternate name
• Source (if applicable):

2601:240:C400:D60:B9AC:DC92:AC7E:ACE3 (talk) 17:34, 27 July 2017 (UTC)

Redirect created. Thank you for your contribution to Misplaced Pages! --George AKA Caliburn · (Talk · Contribs · CentralAuth · Log) 19:59, 27 July 2017 (UTC)

• Target of redirect: Awake (Dream Theater)
• Reason: In case someone types in the wrong page. It will redirect them to the page that they seek.
• Source (if applicable):

50.107.88.235 (talk) 17:40, 27 July 2017 (UTC)

Error: Redirect target Awake (Dream Theater) is not an existing Misplaced Pages article or is malformed.

Declined. A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. --George AKA Caliburn · (Talk · Contribs · CentralAuth · Log) 19:57, 27 July 2017 (UTC)

• Target of redirect: Barh el-Ghazal
• Reason: alternative name
• Source (if applicable):

2001:4898:80E8:5:0:0:0:B8 (talk) 21:31, 27 July 2017 (UTC)

Error: Redirect target Barh el Ghazal is not an existing Misplaced Pages article or is malformed.

Declined. A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. Sakura Cartelet 21:42, 27 July 2017 (UTC)

• Target of redirect: Bahr el-Ghazal
• Reason: alternative name
• Source (if applicable):

2001:4898:80E8:5:0:0:0:B8 (talk) 21:39, 27 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 21:54, 27 July 2017 (UTC)

• Target of redirect: CSK Auto
• Reason: alternate names
• Source (if applicable):
  • "CSK Auto Corporation to Acquire Grand Auto Supply and Al's Auto Supply". The Auto Channel. August 23, 1999.
  • "CSK Auto Corporation Completes Acquisition of Big Wheel/Rossi Auto Parts Stores". The Auto Channel. July 1, 1999.

68.45.25.137 (talk) 02:16, 28 July 2017 (UTC)

• Redirect created. All of the redirects you requested were created. Thank you for your contributions to Misplaced Pages! KGirl 11:18, 28 July 2017 (UTC)

Articles which are already in this category:

Example articles which belong to this category:

• ]
• ]
• ]

Parent category/categories:

• ]

98.86.146.94 (talk) 02:47, 28 July 2017 (UTC)

Declined. We cannot accept empty submissions. Sakura Cartelet 05:00, 28 July 2017 (UTC)

• Target of redirect: PCM, Inc.
• Reason: former names
• Source (if applicable):

68.45.25.137 (talk) 03:57, 28 July 2017 (UTC)

Redirect created. Thank you for your contribution to Misplaced Pages! --George AKA Caliburn · (Talk · Contribs · CentralAuth · Log) 08:53, 28 July 2017 (UTC)

• Target of redirect:
• Reason:
• Source (if applicable):

শেখ ফাহাদ (talk) 10:45, 28 July 2017 (UTC)

Error: Redirect target was not specified or is malformed.

• Declined. আমি শেখ ফাহাদ। পড়াশুনা আমার নগণ্য। → : A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. KGirl 11:18, 28 July 2017 (UTC)

• Target of redirect: w:Benjamin Smith
• Reason:
• Source (if applicable):

Onceinablue (talk) 11:14, 28 July 2017 (UTC)

Error: ] already exists on Misplaced Pages.

• Declined. Benjamin Smith → w:Benjamin Smith: The title you suggested already exists on Misplaced Pages. KGirl 11:18, 28 July 2017 (UTC)

• Target of redirect: Atomic Blonde
• Reason: {{R from alternate title}}
• Source (if applicable):

65.94.42.131 (talk) 11:14, 28 July 2017 (UTC)

• Redirect created. All of the redirects you requested were created. Thank you for your contributions to Misplaced Pages! KGirl 11:18, 28 July 2017 (UTC)

• Target of redirect: blond#platinum blond
• Reason: {{R to section}} / {{R from subtopic}}
• Source (if applicable):

65.94.42.131 (talk) 11:43, 28 July 2017 (UTC)

• Redirect created. All of the redirects you requested were created. Thank you for your contributions to Misplaced Pages! KGirl 12:26, 28 July 2017 (UTC)

• Target of redirect: XXIX Tactical Air Command
• Reason: Abbreviation used in the first sentence of the article
• Source (if applicable):

208.95.51.38 (talk) 15:01, 28 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 15:47, 28 July 2017 (UTC)

• Target of redirect: Battle of Cambrai (1917)
• Reason: Alternate name, used in article introduction
• Source (if applicable):

208.95.51.38 (talk) 15:58, 28 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 20:10, 28 July 2017 (UTC)

• Target of redirect: Battle of Cambrai (1918)
• Reason: Alternate name, used in article introduction
• Source (if applicable):

208.95.51.38 (talk) 15:58, 28 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 20:10, 28 July 2017 (UTC)

• Target of redirect: Gustavus Archie
• Reason: alternative name
• Source (if applicable): SEG Wiki

47.16.248.83 (talk) 18:17, 28 July 2017 (UTC)

Error: Redirect target Gustavus Archie is not an existing Misplaced Pages article or is malformed.

• Declined. Gus Archie → Gustavus Archie: A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. /wiae /tlk 18:44, 28 July 2017 (UTC)

• Target of redirect: Martin Hristov
• Reason:
• Source (if applicable):

Martinsworkshop (talk) 18:24, 28 July 2017 (UTC) Error: You have not specified the title of the redirect that you want created.

Declined. You have not specified the title of the redirect that you want created. --George AKA Caliburn · (Talk · Contribs · CentralAuth · Log) 20:11, 28 July 2017 (UTC)

• Target of redirect: Martin Christov
• Reason: Martin Christov
• Source (if applicable): Martin Christov

Martinsworkshop (talk) 18:26, 28 July 2017 (UTC)

Error: Redirect target Martin Christov is not an existing Misplaced Pages article or is malformed. Martin Christov

• Declined. Martin Christov → Martin Christov: A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. /wiae /tlk 18:44, 28 July 2017 (UTC)

• Target of redirect: Kazuo Sakurada
• Reason: Alternate name
• Source (if applicable):

72.74.205.193 (talk) 22:17, 28 July 2017 (UTC) Redirect created. Thank you for your contribution to Misplaced Pages! —72 _talk 23:29, 28 July 2017 (UTC)

• Target of redirect: Western Auto
• Reason: Legal name
• Source (if applicable):

68.45.25.137 (talk) 03:56, 29 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! Triptothecottage (talk) 05:52, 29 July 2017 (UTC)

• Target of redirect: Tribune-Star
• Reason: Historical names for Terre Haute Tribune-Star
• Source (if applicable):

68.45.25.137 (talk) 03:58, 29 July 2017 (UTC)

• Redirect created. All of the redirects you requested were created. Thank you for your contributions to Misplaced Pages! Triptothecottage (talk) 05:52, 29 July 2017 (UTC)

HISTORY OF MONEY

History of bank Money is very important and necessary to satisfy human wants. Man has been needy in every era due to which the collection and supply (receipts and payments) of money has been an essential part of human life. Different commodities have been used as money in different ages, like, stones, metals, animals, different eatables and minerals. The concept of money, its sources and uses have been passing through from the revolutionary stages along with the evolution of human culture. Even a good number of people directly started dealing in money e.g. merchants, gold smiths, and money lenders etc. the concept of loan, interest, written documents i.e. cheque a bill of exchange came into time light only because of them Origin of the word “BANK” Opinion differs regarding the origin of the word “BANK”. According to some authorities, the word “BANK’ is derived from the Italian word “BANCO”, “BANCUS”. Which mean that “a bench upon which Italian money changers used to sit with their cons to transact business”. The German experts says about the word “BANK” is originally derived form the word “BACK” which means a join stock firm or fund. This word was Italianized into “Banco” when Germans were masters of great part of Italy. Generally it is said that “A financial institution which deals in money and credit. It borrows and lends money and credit. It borrows money and lends money and in this way acts as financial intermediary between the lender and borrower” We can simply say that

“The banker is a man who lends you an umbrella when it rains, and takes it away when the weather is fair."

Kinds of Banks:-

(a) On the basis of Functions

(b) On the basis of Ownership

(c) On the basis of Registration

(d) On the basis of Domicile

Functional Classification:-

(i) Commercial Banks:- The most popular kind of banks is the commercial bank receives surplus money from the public and lends to others who needs funds. The bank collects cheques, Bill of exchange etc for customers .Its transfers money from one place to another. The purpose of a commercial bank is to earn profit. The main commercial banks of Pakistan are National Bank, Habib Bank, Allied Bank, United Bank, MCB etc. These banks play a vital role in economic development.

(a) Central Bank:- Central bank is the most important bank of any country. Almost all countries of the world now have central bank. The central bank is the leader of all other banks. It does not compete for profit. It has a right to note issue. It controls the operations of other banks for monetary and economic stability in country. The central bank represents the Govt in International conferences.

(b) Industrial Banks:- Money Banking & Finance Notes The industrial bank is very important for the development of any country. To provide medium and long-term finance to industry is the distinguishing Features of these banks. Industrial banks generally provide finance for fixed capital requirement. They provide finance for expansion, modernization and establishment Bank (IDBP) was set up in 1961. The other institution engaged in providing financial assistance to industries are PICIC, NDFC, SME, etc.

(c) Agricultural Banks:- Pakistan is an agricultural country and most of our exports consist of Agro-based products. So well organized agriculture sector is necessary for the development of a country. Agricultural banks provide loan for this purpose. ADBP, Agriculture credit advisory committee and rural credit banks are the few examples of “Agriculture Banks in Pakistan”.

(d) Saving Bank:- The banks are established for encouraging and collecting savings of people. Saving banks are not banks in the real sense of term. They only provide saving facility. These banks usually invest their funds in Govt securities. The well-Known Post Office savings Banks is an institution of this type. Commercial banks are also providing the service of saving banks in Pakistan.

(e) Investment Banks:- The bank is opened to buy and sell shares and other securities. It also provides loans for purchase of shares and debenture etc. It keeps new companies by under writing the share, bonds & other securities. Money Banking & Finance Notes At the end of June, 1992 Seventeen investment Banks, both Pakistani and foreign were functioning in Pakistan.

(f) Merchant Bank:- The bank provides services like acceptance of bills of exchange, corporate finance, Leasing, hire-purchase and insurance broking. It is a whole sale bank and accepts large sums for fixed term from individual, companies and financial institutions. Baring, lazards are examples of Merchant Bank.

(g) Consortium Banks:- A Consortium bank is owned by other banks. The bank is formed to meet the financial requirements of large companies for long period of time. The bank receives the funds from the parent Bank. It can also arrange syndicate loans. International energy Bank, British Middle East Bank, Orion Bank are the examples of consortium Banks.

(h) Labour Bank:- The Bank is opened by trade union of labourers. The purpose of this bank is to manage worker funds like pension funds, Provident fund etc in a better way. The Labourers also keep their saving in it. The bank provides loans to the concerns which are under the control of trade union. E.g. Union Bank, Saving Bank of Chicago, State Bank of Kansas city.

(i) School Bank:- The banks provide banking facilities to the students in schools. The boxes or bags are supplied to the students who keep their saving in boxes. Accounts are opened in the name of students. The bank officers go to the school after regular interval and collect Money Banking & Finance Notes the amount of their saving. In U.S.A Beloit saving Bank started working school bank in 1882.

(j) Mortage Bank :- These banks provide loans to people against moveable and immovable property. HBFC is doing the working of Mortage Bank.

(k) Cooperative Bank:- These banks are set up to provide credit facilities to farmers and small producers. The bank is opened by persons of similar occupations living in same areas for providing banking facilities. In Pakistan the Co-Operative bank registered under the Co-Operative societies Act 1925 and can be registered with registrar of Co-Operative societies at provincial headquarters.

On the Basis Of Ownership:-

Public sector Bank:- Such banks are owned by government and works under the direct control of the government. The chief executive of such banks is appointed by federal government. NBP are examples of public sector banks, First woman Bank.

Private Sector Bank:- These banks are under the direct ownership of the private organization of CoOperative Societies. The banks are controlled by the individuals or Pvt Organization, MCB, ABL and KASB Bank is the examples.

On The Basis Of Registration:-

Scheduled Bank:- Money Banking & Finance Notes These are the banks which are registered in the list of central bank. They are bound to follow the instruction and policies of central bank.

Non Scheduled Banks:- These are the banks which are not registered in list and policies, Instruction of central Bank.

On The Basis Of Domicile:-

Domestic Bank:- The banks which are registered and incorporated with in the country are called domestic bank. These banks provide financial assistance domestically. In Pakistan the banks regulated under Pakistan Banking companies’ ordinance 1962 are domestic banks. E.g. N.B, H.B.L, Askari Bank are examples of Domestic banks.

Foreign Bank:- The bank which have their origin and head offices in foreign country are called foreign bank. Foreign banks are the branches of the banks incorporated abroad. The standard chartered Bank Ltd, National and Grind lays Bank Ltd, Al-Falah Bank Ltd are examples of foreign banks.

Functions of commercial banks

Primary Functions

1. Accepting deposits Bank accept deposits form those who have extra money out of their income in their hands, but they can’t use it in a profitable way so banks give them opportunity to deposit their money and enjoy profit.

a. Current Account In this account the depositor can deposit and withdraw money at any time. Normally traders, businessmen, are interested to open this account bank pays no interest on this accounts. A cheque book is given to the account holder to with draw his money.

b. Profit & Loss sharing OR saving account This account is suitable for those people who have small level of savings. In this account a nominal interest is paid to customer cheque book is given to account holder.

c. Fixed OR term deposits account In this account a specified amount is deposited in the bank for particular period of time. The longer the duration the higher would be the interest. In this account, a receipt is given to customer, called fixed deposit receipt (FDR).

2. Advance loans

The bank gives loans in order to earn profit. In this way it accepts deposits at low rate of interest and advances loan at high rate of interest. The difference becomes profits of the bank. Advances are given in the following types.

a. Over Draft This is a shot period financing facility. In this facility the bank sanctions that the customer can withdraw his money over and above the balance lying in the bank. This facility is provided to current account holders.

b. Discounting Bills of Exchange Its mean, making payment before the maturity of the bill the payment made the bank before the date of maturity is the loan to the bill holder.

c. Cash credit In this loan facility the bank sanctions a particular amount. The facility is provided against security.

d. Time loans 

Short term loan in which the time period is less than one year.  Medium term loan for period of 1 to 3 or 5 years  Long term loan for period of more than 5 years and the entire loan are given against proper security. Secondary functions

1. Transfer of money The banks transfer money form place to place by means of draft collection of cheques telephonic transfer and direct debt. The banks purchase bills of exchange to help their customer for collection of money.

2. Issue of credit money The banks issue various types of near money the cheques bank draft credit car, are main instrument which is valid as medium of exchange to settle their obligations.

3. Investment of funds The banks can invest funds in stocks shares and bounds. As per law commercial banks at least 25% of their deposits in securities.

4. Financing foreign trade The bank performs duty of financing foreign trade. The respites and payment on accounts of exports and imports is possible through bank.

5. Foreign exchange dealing The bank deal in foreign exchange they buy and sell currencies of other countries. The commercial banks are dealer of foreign exchange market.

6. Status report The commercial bank act as referee for supply of information about its customer, relating to financial position of party concerned.

Agency Functions

1. Collection of cheque: A commercial bank acts as agent to the customer to collect and make payment on the cheques. The cheques may be local or out station.

2. Collection of income: Banks collect pension, dividend, rent and interest of their customers. A credit voucher is sent to customer for information.

3. Payment of expenses: The bank makes payment of insurance premium trade subscription, school fee and similar other expenses.

4. Act as trustee: The bank can act as trust to mange trust property as per will of property owner. The order of court is obtained to act as trustee. (Takes care affairs of its client)

5. Tax return :The bank act as agents of customers, those are bound to pay tax to government.

6. Hajj application: The bank collects Hajj application from general public on behalf of government.

7. Safe custody: The bank accepts valuables and other papers for safe keeping. A nominal fee is charged from customer.

8. Zakat deduction: The bank automatically deduct Zakat on first Ramzan every year from his customer accounts

Utility functions

1. Letter of credit Commercial banks issue letter of credit in order to provide financial assistance to the customers dealing in foreign trade.

2. Information The banks collect and supply trade information to businessman the issue bulletins that provide update information abut companies working abroad.

3. Govt loans The banks participate in debt management for government. The bank can buy bonds, and others securities offered by central bank

4. Lockers facility Banks provide lockers facility to general public gold ornaments, documents and their valuables can be placed in lockers.

5. Share application Bank accepts applications for subscription of shares on Behalf Company the price of shares is collected with application money.

6. Accepting bills of exchange Banks accept bills of exchange on behalf of customers to meet their financial needs.

— Preceding unsigned comment added by Pankaj dhankhar (talk • contribs) 06:04, 29 July 2017 (UTC)

Declined. This request is not for a category to be created. It appears instead that you are looking to create an article about the subject. See the instructions at WP:AFC on how to submit an article.

Articles which are already in this category:

Example articles which belong to this category:

• Major Tom
• Space Oddity
• Rocket Man (song)
• Ashes to Ashes (David Bowie song)
• Major Tom (Coming Home)
• Major Tom (Völlig Losgelöst)
• Major Tom, Part II
• Hallo Spaceboy
• Mrs. Major Tom
• Blackstar (song)
• Seeking Major Tom

Parent category/categories:

• Category: Misplaced Pages categories named after fictional characters
• Category: Recorded music characters

65.94.42.131 (talk) 08:48, 29 July 2017 (UTC)

• Category created. Thank you for your contribution to Misplaced Pages! KGirl 12:12, 29 July 2017 (UTC)

• Target of redirect: Carole Laure
• Reason: {{R from alternate spelling}}
• Source (if applicable): the article

65.94.42.131 (talk) 09:06, 29 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 12:12, 29 July 2017 (UTC)

• Target of redirect: Andrew Lau
• Reason: Mainland Chinese Name Form of Him
• Source (if applicable):

119.119.94.95 (talk) 12:59, 29 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 15:46, 29 July 2017 (UTC)

• Target of redirect: Timmy Hung
• Reason:
• Source (if applicable):

119.119.94.95 (talk) 13:20, 29 July 2017 (UTC)

• Redirect created. Thank you for your contribution to Misplaced Pages! KGirl 15:46, 29 July 2017 (UTC)

• Target of redirect: Summit Avenue (MBTA station)
• Reason: Alternate/common/former names/nicknames
• Source (if applicable):

74.108.224.146 (talk) 15:22, 29 July 2017 (UTC)

• Redirect created. All of the redirects you requested were created. Thank you for your contributions to Misplaced Pages! KGirl 15:46, 29 July 2017 (UTC)

• Target of redirect: May Ng
• Reason:
• Source (if applicable):

119.119.94.95 (talk) 04:00, 30 July 2017 (UTC)

Error: Redirect target May Ng is not an existing Misplaced Pages article or is malformed.

Declined. A redirect cannot be created unless the target is an existing article. Either you have not specified the target, or the target does not exist. KGirl 05:31, 30 July 2017 (UTC)